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Dental ProfessionalsIf you're a dentist and you're reading this, when is the last time your practice had a "Check Up"?

I have 3 questions I ask every new dental doctor we work with:
  1. What is your EPLI Limit?
  2. What is your Cyber/Data Breach Limit?
  3. Are you carrying enough Professional Liability coverage?

If you're like most dentists we work with, you're unsure of what EPLI is — or if you have it at all. That's enough for me to say, "Let's Talk!" (You can learn more about EPLI on our website.)

Every dental practice, regardless if you have 3 operatories or multiple locations, you need EPLI, Cyber and Professional Liability (Note: for Professional Liability we recommend a limit of no less than $2 million with Per Occurrence language).

Dental practice claims do not discriminate against oral surgeons, pediatric dentists, general dentists, or orthodontists, the risks are similar for each type of practice and can be catastrophic. If you don't have the coverage and correct limits in place, you're practice is at great risk. It takes one harassment suit, one data breach, or one professional negligent claim to ruin what you've worked hard to build.

Bottom Line: It's common to see dental practices that are not insured correctly, nor are they offered the service and expertise they deserve.

If your practice is need of a "Check Up", we'd be happy to schedule a time to visit or set up an introductory call. Call Raymond Preston & Reed, LLC at (615) 866-2728 or contact us online to get started.

(This article originally appeared on LinkedIn Pulse.)
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7000 Executive Center Dr., Suite 290
Brentwood, TN 37027
Phone: 615.866.2728
Email: info@rprinsurance.com
M-F 8:30am-5:30pm

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